Blanket / Portfolio Loan

Program highlights

• Loan amounts $250K – $30M
• 5, 7, 10 & 30 year terms
• No tax returns, no W-2s
• Close in under 30 days
• Multiple properties under a single note
• Cash-out refinance to redeploy equity
• Individual property release provisions available

Who it's for

For investors holding several rentals who are tired of managing a stack of separate loans, payments and maturity dates. We roll them into one facility underwritten on the portfolio's combined cash flow — and can structure release provisions so you can still sell individual properties.

Basic requirements

• Two or more income-producing investment properties
• Business-purpose, non-owner occupied
• Borrowing entity (LLC or corporation) with personal guarantee
• Rent roll and schedule of real estate owned
• Portfolio DSCR generally 1.15+